Merchant Services

Getting merchant services is one of the first steps for your business for online payment processing. Find out about the top merchant services today!

Business owners should have merchant services because it is another step in technology to get a broader market. Find out how these internet merchant services can help you grow your business internationally.

What Are Merchant Services?

Merchant services is a term used in the financial services industry that refers to the aspects of a financial transaction between a customer and the business where services are being bought.

Your customers can pay for goods through merchant services by using their credit card or debit card at the point of sale system, or even online.

For you to be able to process your customers’ payment transaction, you will have to set up a merchant account from the top merchant services providers that will let you transfer the money between your customers’ bank account and to your business bank account automatically without providing personal details.

How Do Merchant Services Work?

Merchant services are commonly referred to as credit card processing, and it is basically the process of handling the payment between a customer and a business. And here is the process:

1. Payment information will be collected from the customer through swiping his or her credit card or debit card.
2. The customer will have to authorize the payment to the business
3. The payment from the customer will be deposited into the business owner’s bank account

One of the most critical parts of a payment transaction process is the authorization. This is the stage at which any fraud or inability of the customer to access his or her funds to pay for the goods is reviewed.

The authorization process for the payment can depend on the payment type of the customer, and the machine used by the business to make the payment.

Once the process is successful, an authorization code will be sent to the customer’s payment provider who will send it on the bank account of the business. This code will be sent through the card machine, or point of sale system to finally complete the process.

How is Merchant Services Funded?

For the merchant services company to work, each account provider will take a small fee from transactions made to cover the costs of the whole process. The charges can vary depending on the merchant service provider you choose for your business.

Our Final Words

If you are still hesitant to get the top merchant services for your business, well, stop thinking and start acting! Most customers these days do not carry a lot of cash with them for security, but they always have their credit card or debit card with them. A lot of people prefer to pay for goods or services through credit cards.

Top 10 Merchant services and Merchant services websites as ranked by people like you

The Community ranked the best Merchant services websites so that you can find what you need. Help improve the ranking by voting too.

Last updated: 2024-05-27

Rank

Provider

Description & Features

Site

1

173

Merchant Service.com
Merchant Service.com
Since 1995, Merchant Services has made it easy to accept credit cards. A Credit Card Merchant Services provider that offers a full line of Merchant Account Services.

2

160

Merchant Services | Chase.com
Merchant Services | Chase.com
Merchant Services. As an industry leader in merchant services 1, we focus on being transparent and simple, so you can focus on your business.. Find Your Solution

3

148

Merchant Services LTD
Merchant Services LTD
Merchant Services LTD is dedicated to providing white glove credit card processing, and has done just that for over a decade.Everyone from the top down at Merchant Services LTD understands that each business is someone’s baby, and deserves to be treated as such.

4

137

Merchant services - Wikipedia
Merchant services - Wikipedia
Merchant services is a broad category of financial services intended for use by businesses. In its most specific use, it usually refers to merchant processing services that enables a business to accept a transaction payment through a secure (encrypted) channel using the customer's credit card or debit card or NFC/RFID enabled device. More generally, the term may include:

5

127

Intuit QuickBooks Payments: Payments Solutions for Small ...
Intuit QuickBooks Payments: Payments Solutions for Small ...
Intuit QuickBooks Payments offers online payments solutions for small businesses in all industries. Merchants can use QuickBooks Payments to get paid in-person or online, with everything synced to their QuickBooks Online account.

6

118

Merchant Account Services - Best Credit Card Processing ...
Merchant Account Services - Best Credit Card Processing ...
Setting Up a Merchant Account with Us Is Easy! Our merchant accounts enable you to accept credit cards and other payment types. Once you complete an application and your merchant account is approved, we’ll send you equipment already programmed for your needs.

7

109

Merchant Services: Credit Card & Payment Processing Solutions
Merchant Services: Credit Card & Payment Processing Solutions
†The equipment and transaction pricing available through our online application may not be available through Bank of America Merchant Services sales channels, including but not limited to, the offerings that can be made by Bank of America Merchant Services business consultants.

8

101

Merchant Services | Elavon
Merchant Services | Elavon
Merchant Services | Discover powerful merchant services from Elavon. Accept card payments, build customer loyalty and receive tailored business solutions.

9

94

Merchant Services | American Express®
Merchant Services | American Express®
Merchant services & credit card payment processing solutions. Fewer disputes, effortless payments, free signs & supplies. Don't lose sales! Join us today.

10

87

Welcome [www.myclientline.net]
Welcome [www.myclientline.net]
Analyze payment processing with an easy-to-use suite of online tools, gaining greater insight to quickly and effectively manage your electronic transactions.

Merchant services videos considered

We analyzed 1,674 hours of the most informative Merchant services videos. These videos stood out the most:

Local Merchant services near you

Bank Associates Merchant Services

413 86th St, Fl 2

All In One Payment Solutions

4136 College Point Blvd, Queens, NY 11355

Merchant Industry

36-3633RD St, Ste 306

Northern Leasing

132 W 31st St, New York, NY 10001

Mega M

2376 60th St, Brooklyn, NY 11204

Punchey

59 Franklin St, New York, NY 10013

Abacus Federal Savings Bank

6 Bowery, Fl 1

Business Finance Advance

1506 Kings Hwy, Brooklyn, NY 11229

Ipayment Inc

126 East 56th St Tower 56, Fl 33

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This comparison site is made up of our own opinions and views. The ranking is determined at our discretion and is not to be used for accuracy purposes. We can provide this service at no charges thanks to a combination of referral fees and advertising income we receive from various publishers and service providers. These payments may affect our rankings and the score we assign to websites, products, and vendors. Our ratings do not imply endorsement of any kind. This website's information, rankings, and vendor list is subject to change without notice at any time.